Do You Need Disability Insurance?

Think for a moment about what would happen if you were injured or ill and couldn’t work. Would your savings plus any spousal income plus any payments you were able to get from Social Security Disability Income ($1,111 a month in 2012 on average) be enough to live on until Social Security and any other retirement benefits kick in? If not, you …

Requirements for Long Term Disability

If your employer offers you long-term disability (LTD) coverage as part of a benefits package, or if you’ve purchased an individual policy on your own, you may be eligible to continue receiving most of your salary in the event you become unable to work. A person filing an LTD claim has a number of hurdles to clear, however, before benefits …

Medicaid vs. Medicare: Key Differences and What is Covered

In 1965, an amendment to the Social Security Act established Medicare and Medicaid, two government-run health programs. Their similar names can often lead to confusion about what each program covers. In some cases, people may be eligible to be covered by both programs.  You also have options in coverage, which makes understanding these two programs even more confusing, but understanding the differences and how …

Anti-Bullying Guide

Many people experience bullying and it can appear in many forms. This guide is designed to help you identify when bullying is occurring and then help you begin processing healthy ways to respond to it. Read more

How to create a Backyard Sanctuary for Kids with Disabilities

Children of all abilities and needs should have room to play and explore their world. Making your home a place where a child with special needs can be active takes more than a look around. You’ll want to brainstorm ways the outside can be an inclusive sanctuary for children of all abilities, too. Read more.

Best Medical Alert Systems of 2019

Emergencies are inevitable, but these top medical alert systems equip you with fast, 24/7 assistance to get you help when needed most. Read the pros and cons of the best medical alert systems out there. Read more

Guide to Medical Alert Systems

Medical alert systems act as safety nets for many people — seniors living at home, out-patients with lingering mobility issues, chronic illness sufferers, as well as the family and healthcare professionals who support them. A wearable emergency button provides one-touch access to help when you need it. Curious about medical alerts? While we already provide a comprehensive review of the …

The 9 Most Hazardous Chemicals for People With Special Needs

Toxic chemicals in the environment are a problem for everyone, but people with special needs are especially vulnerable. For half a century, American products and advertisements touted “better living through chemistry.” But today’s children are repeatedly exposed to a wide variety of harmful chemicals in the food they eat, the water they drink, the things they touch, and the air …

Guide to Student Disability Protections and Plans

Parents of students with disabilities may have a lot of questions when sending their children to school. Will the school adequately support their child? What laws are put in place to ensure their safety and success? To help answer some of these questions and more, our team created a guide that is directed primarily toward parents of students with disabilities, …