Owning a home is a key part of the American dream. Unfortunately, if you have a disability, you may find it harder to afford to buy and retrofit a home to accommodate your needs. That’s because if you are unable to work or if you face significant medical expenses, you might not be able to qualify for a traditional mortgage or provide a 20% down payment.
Home ownership for people with disabilities is often important because many rentals lack accessible options. Buying a home may be the best option if you need unique physical accommodations to your living spaces.
Luckily, there are some programs that can help you both purchase a home and retrofit it to accommodate your disability, and greatly improve your quality of life. In this article you will learn about home ownership pros and cons, financial assistance for people with disabilities, applying for mortgages, and disability rights in housing. Read more